Employee Benefits Services

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Brown & Brown boasts a division staffed by full-time personnel who are dedicated exclusively to employee benefits. Our clients range from groups with less than 10 lives to those with 10,000 or more. We represent all major carriers and can provide multiple quotes for any type of coverage you request.

Our programs include the following areas:

  • Health Insurance Plans
    • Fully Insured and Self Insured, including Administrative Services and Minimum Premium Plans
    • Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Arrangement (FSA)
    • Wellness Initiatives and Employee Assistance Programs (EAPs)
  • Group Ancillary Plans
    • Dental and Vision
    • Life and AD&D
    • Long Term Disability
    • Short Term Disability
  • Voluntary Group Plans
    • Employee and Dependent Life
    • Long Term and Short Term Disability
    • Critical Illness and Accident
    • Cancer
    • Legal Plans
  • New York State Disability Insurance
    • Small Group (1-49)
    • Large Group (50+)
  • Other Insurance
  • Value-Added Services
    • HR 360
    • CobraAid
    • HRT
    • HR Workplace
    • Health Advocate
    • Topical Newsletters
  • Legal & Regulatory Compliance Consulting
    • Health Care Reform
    • COBRA, ERISA, FMLA
    • 5500 Reporting
    • Wrap Documents
    • Medicaid and Medicare
    • Cafeteria Plans
    • Mental Health Parity
    • Women’s Health and Cancer Rights Act

For individuals and business owners, we offer an array of products in the income protection and estate planning area. Some of the individual products we offer include the following:

  • Individual Life Insurance: Term Insurance, Whole Life Insurance, Universal Life Insurance, Survivorship Life Insurance, Key Man Life
  • Individual Disability
  • Long Term Care
  • Annuities and Investments

Personal visits are made with any potential client to discuss a specific review of needs and exposures, as well as plan design.

For more information, contact Ken Weinstein at 516-880-9202 or kweinstein@sobelins.com.